Boomers Are About to Get Wrecked (Send This to Your Grandparents)
They got conned - now we're all paying the price
Their plan was simple (and exploitative, though most didn’t realize it):
Sit on a pension pot and a house or two and watch the value of both soar (thanks to the work, debt, and impoverishment of others.)
Cash out to fund their sunset years in an old folks’ home.
They inadvertently shackled their kids and grandkids with suppressed wages, exorbitant prices, and humanity-high housing costs.
Most Boomers didn’t have a clue…
Many of the millions who did know didn’t care, because they have low empathy due to toxic lead exposure (true story)…
…but did ANY of them actually do the math?!
Did no one think about what was going to happen at the end?
Fact #1:
73 million Baby Boomers in the U.S. are at the peak of retirement and are about to need care.
Fact #2:
Boomers control the lion’s share of America’s stock wealth — and will liquidate it to pay for care.
That’s $25 trillion in stocks.
What happens when there’s a mass exodus from the stock market?
Who is going to buy all these stocks at overinflated prices?
The answer is: It’s not going to happen.
The Boomer stock selloff is going to send the stock market tumbling year over year over year.
Plus, artificial intelligence will send most companies to zero anyway.
Fact #3:
Boomers control the lion’s share of America’s housing.
That’s $19 trillion in home equity.
What happens when there’s a mass exodus from the real estate market?
Who is going to buy all these houses at overinflated prices?
The answer is: It’s not going to happen.
(Unless Boomers continue to flood their homelands with young immigrants who’ll mortgage themselves for life.)
Fact #4:
Baby Boomers will all need care homes at the exact same time.
And there aren’t nearly enough beds.
America needs nearly an extra million senior housing in the next four years.
The industry builds less than a tenth of that.
You thought the national median assisted living price of U$74,400/year was bad?
Exponential demand for old-age homes x chronic supply shortages = care home prices are about to skyrocket.
Private rooms in nursing homes are already U$130,000/year.
Do the math. Extrapolate.
How much will old folks homes cost when:
a.) The private equity vampires who own all the old folks homes calculate there’s tens of trillions in cash to loot?
b.) Carer labor shortages persist (due to wage suppression by private equity)?
c.) The supply of care home spots is massively constricted?
d.) Demand maximizes as a whole generation gets old at the same time?
e.) Inflation doesn’t let up for one second?
=
The “golden years” are going to be a financial bloodbath for the largest generation in U.S. history.
What about the United Kingdom?
Standard residential care in the U.K. is currently £67,496 per person per year.
Nursing care is £79,820 per person per year.
Dementia nursing is £81,328 per person per year.
Prices are about to go parabolic.
British economic engineering makes things even worse in the U.K., which is rapidly becoming an island of geriatrics and jihadis.
Compared to the U.S., Britain’s population is older, they have less eldercare infrastructure, Boomers control of housing is even more concentrated, care-home supply is basically frozen, the crunch arrives sooner, care costs are soaring faster, and the workforce and funding crisis has no U.S. parallel.
The U.K. saw just 2.4% bed growth over the past decade while the 65+ population grew 16%. Net supply grew by just 136 beds last year. Peak Boomer demand hits during 2030–2035, will full capacity in 2033.
Bed prices are up 10% this year alone.
Fees will accelerate 8–12+% per year for the foreseeable future.
DO THE MATH.
National median residential care could easily reach £104,000–£160,000 per person per year by the mid-2030s.
Do you know any couple that can afford to shell out £1.5 million in after-tax cash for even five years?
Remember, only 6% of U.K. care beds are publicly owned. The vast majority are owned by private, for-profit operators. They exist to serve shareholders, not our great and good grandparents.
The British social care system is explicitly designed to consume Boomer equity and funnel it to these shareholders.
They will get every single farthing.
Then what?
What happens when millions of British Boomers have been bankrupted?
How exactly does one stuff millions of old people into 6% of the beds?
Does ANYONE believe the corrupt British government will build enough public spaces for all these precious people?
Fact #5:
More and more nations are introducing and actively promoting assisted suicide.
I wonder why…
What we all must do about this time bomb
Boomers have done a very naughty thing in enslaving their kids and grandkids, but most don’t actually understand what they’ve done, and it even if they did, it doesn’t matter, because we are called to honor them anyway.
Gen X/Millennials/Gen Z/Gen Alpha:
Send this to every single Boomer you know. Don’t let them be blindsided.
Don’t repeat the choices of your grandparents.
Get ready to love, serve, and help them. This is your duty before God.
Boomers:
Wake up.
The game is OVER.
You cannot win.
You are too old to buy your way out of this.
An old folks’ home is going to cost you $200,000+ per person per year.
A couple in the U.K. will be forking out £200,000+ per year until bankrupt, then have to find somewhere to stay while they languish on a public waiting list that will almost certainly outlive them.
They told you what to do, you listened, and now you’re going to lose.Sell it all now.
Get out of the stock market before AI+the Boomer selloff takes it to zero.
Give every cent to your kids and grandkids so they can get out of debt, buy homes, and start businesses, so they can actually help you.
Hand your houses over to your kids and grandkids.
Build yourself a pretty unit in their attic, garage, or back garden.
It’s up to your kids and grandkids now.
THEY are your retirement plan.
THEY are your old-age care plan.
THEY are your old folks’ home.
Set them up now, before it’s too late for both of you.
(If you don’t have kids and grandkids, join a church, find some young Christians you trust, give them everything, and become family.)
The math suggests you have less than two years before this whole thing goes sideways for Boomers. Start now or ignore at your peril.
This is the game, people.
Boomers will go bankrupt if they aren’t willing to do what they should have done all along — actually really think about the future, including the one that will exist after they’re dead and gone.
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